Mortgage Loan Rates
Effective 25th April 2025
NMLS# 410428 (609)463-5210
Kate Thomer Residential Lending Officer
NMLS# 2490331 (609)463-5213
Jodi L King AVP/Residential & Consumer Lending Officer
NMLS# 2646927 609-463-5214
Chuck Meachon VP/Residential Lending Manager
NMLS# 475540 (609)463-5212
Mortgage Loan Rates
| Loan Program | Interest Rate | Points | Annual Percentage Rate (APR) | Monthly Payment $100,000 | Maximum Loan Amounts | Loan Amounts >$150,000 |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 5.99% | 0 | 6.090% | $ 598.91 | $ 806,500 | 20% |
| 30-Year Fixed | 6.25% | 0 | 6.352% | $ 609.51 | $ 3,500,000 | 25% |
| 20-Year Fixed | 6.25% | 0 | 6.385% | $ 730.93 | $ 806,500 | 20% |
| 20-Year Fixed | 6.50% | 0 | 6.636% | $ 745.57 | $ 3,500,000 | 25% |
| 15-Year Fixed | 6.125% | 0 | 6.293% | $ 850.62 | $ 806,500 | 20% |
| 15-Year Fixed | 6.375% | 0 | 6.544% | $ 864.25 | $ 3,500,000 | 25% |
** Payment amounts do not include taxes or insurance premiums. Actual payment obligations may be greater.
The interest rate and annual percentage rate (APR) accurate as of 25th April 2025 and are subject to change without notice. Private Mortgage Insurance is required on loan-to-value ratios in excess of 80%. Homeowners insurance and flood insurance (if applicable) are required. All loan applications are subject to credit underwriting and property approval. Other conditions may also apply. Offer may be withdrawn at any time. Sturdy Savings Bank NMLS unique identifier is #410428.
- Construction permanent loans with one closing available
- Investment and rental properties – Call for rate/terms
- Condos and condotels – Call for rate/terms